在英國生活 衣、食、住、行都很花錢,Emily綜合了各類店的儲分卡 Loyalty card,簡單介紹它們的優惠和著數,讓我們在2022年繼續努力省錢。
Nectar Card 本身是集團性的儲分卡,除了Sainsbury’s 超級市場外,這咭還連結多間大型連鎖商店,讓你更容易儲分。
每花£1得1分,500分=£2.50。績分可使用在Nectar其下連結的全部商店。
商店:Argos, eBay, Esso, Amex, the Sky Store and Sainsbury’s Bank 等等。


2. Tesco – Clubcard 和 Clubcard Plus
1995 年已開始使用儲分咭的Tesco,可以說是超市儲分咭的始祖。每花£1得1分,而油站每£2得1分,150分=£1.50。每1至2個月,Tesco會把你所得的分換成現金劵寄到各下府上。你還可以選擇把分數換成其他現金劵(共600個地方),像 Alton Towers, Now TV and Prezzo等地方使用。
申請:https://secure.tesco.com/clubcard/
這個全新的收費會員制,每個月£7.99, 你將會享有2次的9折優惠(只限使用在Grocery),每月折扣上限是£40,而衣飾部F&F和寵物部Tesco Pet則可無限地使用9折。假設你同時是Tesco Mobile用戶,你可享有雙倍的上網流量。在儲分的同時,能為你節省銷費開支

Co-op Membership card比較簡單直接,他們不使用儲分制,直接現金回饋。每當你購買Co-op自家產品或服務,便有5%回饋到你的會員咭內,你可以選擇把回饋所得的錢,使用在Co-op其下的購物或服務上。注冊成為會員是需要錢,他們收取一次性的會員費 – £1。
申請:https://www.coop.co.uk/membership/

Morrisons在幾年前才開始使用績分會員卡,以績分對換購物劵。不過,剛剛正式轉換全新會員模式,取消績分活動,直接提供產品和購物折扣優惠。例如:滿£40可獲£4折扣優惠,購買指定商品有9折 等等,但購買前,顧客必須通過網頁/手機App的個人會員頁內,激活優惠,迫使顧客使用手機App。
申請:https://my.morrisons.com/more/


此外,Morrisons還設有特定人士的會員計劃,每個Club的優惠不同:
- NHS Club – 網上購物免運費、特別貨品折扣、免費產品
- Teachers Club – 不定期的購物折扣、特別貨品折扣、免費產品
- Baby Club – 嬰兒產品折扣、免費嬰兒用品和參加抽獎活動
- Students Club – 學生特別折扣、貨品折扣
Iceland Bonus card 是集團其下Iceland 和 The food warehouse的會員卡。以現金回贈的方式吸引顧客註冊,每次增值£20可獲£1 的現金回贈,還有其他折扣和優惠,例如:特定貨品的會員折扣、生日禮物、每月抽獎活動。
**注意:增值後,金額是無法提取出來/退回,只可在Iceland 和 The food warehouse使用。
申請:https://www.iceland.co.uk/bonus-card.html


Waitrose的會員制是非儲分方式,而是提供自家品牌貨品折扣、免費咖啡、鮮魚在星期五打8折等優惠。
申請:https://www.waitrose.com/home/mywaitrose/


M&S馬莎的會員卡『Sparks card』並非儲績分會員卡,但不時發出優惠碼,過往曾有免費產品領取、滿指定金額有折扣等。而他們的Sparks app更設有『Scan & Go』的功能,顧客只須在購物時,用手機內的 Sparks App掃描產品碼,然後在手機付款即可,無須排隊或重新掃描貨品,非常方便。
申請:https://www.marksandspencer.com
8. Lidl – Lidl Plus
同樣,Lidl並非續分制的會員卡,他們的App會每天更新優惠碼,特定產品的折扣優惠,讓你省更多。
申請:https://www.lidl.ie/lidl-plus

Asda從不設立會員卡或任何優惠活動,他們唯一能讓你節省金錢的只有在2018推出的『Christmas saving card』。顧名思義這張卡是儲蓄卡,根據你儲存的總金額來賺取回贈金額。
| 儲存的總金額 | 每月回贈金額 |
|---|---|
| £30 – £79 | £1 |
| £80 – £129 | £3 |
| £130 – £179 | £6 |
| £180 – £229 | £9 |
| £230 – £279 | £12 |
| £280+ | £15 |
每年的11月份,便會將回贈金額打入你的儲蓄卡內,你便可以在聖誕月份使用。

Amazon Echo Dot Max (newest gen), Bluetooth speaker with room-filling sound and built-in smart home hub, Glacier White, with Alexa+ Early Access
£99.99 (as of 14/04/2026 06:22 GMT +01:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)Blink Outdoor 4 camera – Wireless HD smart security camera, two-year battery life, enhanced motion detection, works with Alexa - 1 camera system with Sync Module Core incl. - IP65
£34.99 (as of 14/04/2026 06:22 GMT +01:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)Certified Refurbished Amazon Fire TV Stick 4K Select (newest gen), start streaming in 4K, hundreds of thousands of films and TV episodes, and free & live TV
£44.99 (as of 14/04/2026 06:22 GMT +01:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)Blink Mini 2K+ (newest gen) Indoor Plug-in Home Security Camera | Pet camera with 2K video resolution | 4x Zoom | Colour night vision | Works with Alexa | 1 camera – White
£21.99 (as of 14/04/2026 06:22 GMT +01:00 - More infoProduct prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on [relevant Amazon Site(s), as applicable] at the time of purchase will apply to the purchase of this product.)
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